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Two Product Lines.
One Agentic Core.

ndriya and MarkSurv are AI-native platforms built for financial institutions. LUMINO and S.JEEVES are Digital Staff — a single conversation backed by a team of specialized AI agents working together behind the scenes.

ndriya → MarkSurv → LUMINO → S.JEEVES →
Financial Services Platforms Built for wealth managers, investment banks, and regulated fiduciaries.
Wealth Platform ● Live

ndriya

Agentic wealth platform enabling mass affluent investors to access the kind of wealth management services previously reserved for HNI and UHNW clients.

ndriya deploys a suite of AI agents that guide investors through goal discovery, risk profiling, portfolio construction, and ongoing advisory — at scale, at low cost, and within regulatory bounds.

How ndriya Works
Goal-Based Financial Planning
AI agents guide clients through goal discovery, timeline setting, and realistic financial planning scenarios.
Risk Profiling Engine
Adaptive questionnaire and behavioral analysis to determine appropriate portfolio risk tolerance.
Portfolio Construction & Rebalancing
Automated portfolio construction with ongoing drift monitoring and rebalancing triggers.
Regulatory Reporting
Built-in compliance workflows and audit trails aligned with SEBI, RBI, and AMFI regulations for the Indian market.
Target Users
Mass Affluent Investors · Wealth Managers · RIAs
Live at
www.ndriya.com
How MarkSurv Works
Designated Person Register
PAN, demat accounts, related parties, and full lifecycle tracking — including intimation obligations that continue for retired DPs.
Preclearance & Trading Approval
Every trade request runs a maker-checker workflow, soft-gated against active restrictions, with an SLA clock on every pending decision.
Restricted List & Trading Windows
Code of Conduct restrictions under Regulation 9(1)/Schedule C, and trading-window closures, feed directly into the preclearance gate.
UPSI Structured Digital Database
Every UPSI-sharing event is timestamped and written to an append-only store — the database itself refuses silent edits or deletes.
Target Users
Designated Persons · Compliance Teams · Indian Banks
Deployment
On-Premises — Nutanix AHV / VMware ESXi
Insider Trading Compliance Enterprise

MarkSurv

MarkSurv is a Designated-Person compliance and surveillance platform for Indian banks and regulated fiduciaries — trade preclearance, a restricted-list engine, an immutable UPSI database, and investigation case management, with maker-checker and audit-trail integrity enforced at the database layer, not left to trust in the application.

Eight integrated modules share the same DP master data, the same role-based access control, and the same audit trail — from onboarding a Designated Person to filing the quarterly SEBI disclosure, nothing is bolted on as a separate tool.

Built for SEBI (PIT) Regulations, 2015, with DPDP Act, 2023 alignment — a trade never clears on one person's say-so.

Request a Walkthrough →
Digital Staff One conversation, a team of agents underneath.

Each Digital Staff member is a single point of contact for the people who use it — but behind that one conversation is a coordinated team of specialized AI agents, handling everything from context and memory to structured output and follow-up, so the complexity stays invisible.

How LUMINO Works
Natural, Spoken Conversations
Students talk with LUMINO like they'd talk to a person — not type into a chatbot box. Typing is available too, for students who'd rather write.
Remembers Where You Left Off
If a student returns to continue a session later, LUMINO picks up right where they left off — no repeated questions.
Automatic Session Summaries
A clean summary is prepared after every session and can be emailed out automatically — no manual note-taking.
One Dashboard for Counsellors
Every student, their full session history, and the next scheduled conversation — no spreadsheets needed.
Target Users
Schools · Coaching Institutes · Career Counsellors
Live at
www.lumino.guru
Digital Career Counselling Staff ● Live

LUMINO

LUMINO is a digital career counselling assistant — an extra staff member for a career counsellor. It talks with students, listens to what they need, keeps notes, and writes up a summary afterward, so counsellors can spend their time on the students who need them most instead of on paperwork.

Students get their own private space to keep notes, store certificates and achievements, and ask LUMINO a question any time they have a doubt. Every school or coaching institute gets its own private space too — student records and conversations are never mixed between institutions, and LUMINO can be placed directly inside a school's or counsellor's own website instead of being a separate destination.

Visit lumino.guru →
AI Scrum Master ● Live

S.JEEVES

An AI-powered digital virtual assistant that runs agile ceremonies for your team, takes action on blockers, and keeps your project tracker up to date.

We also use S.JEEVES to run every client engagement we deliver. So we know exactly how well it works.

Explore S.JEEVES →
Runs Every Ceremony
Sprint Planning
Daily Scrum Call
Retrospectives
Backlog Grooming
Agile Maturity Assessment
Target Users
Agile Teams · Product Teams · Engineering Leads
Deploys As
Slack  ·  Teams  ·  Google Chat

Want something built for your institution?

Our products are the proof of our capabilities. For bespoke financial services systems, talk directly to the founders.

Book a Founders Call

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